CondoScreener Pro
Informational pre-screen

2-10 Unit Condo? See the likely lane before you lose time on the wrong file path.

Run a fast informational pre-screen for a 2-10 unit condo, then buy the Decision Record when you need the clearest next move: what is holding confidence back, what to request first, what to avoid, and what to do today.

The free result tells you where the file may go. The Decision Record tells you what to do with it.

Informational pre-screen only

Final determination depends on lender review and complete documentation

Built for a narrow 2-10 unit workflow

CondoScreener Pro

Decision Record

North Harbor Condominiums

Designed to help organize the file, identify likely next requests, and confirm the likely review path before deeper lender review.

Generated

March 30, 2026

Application date

March 25, 2026

Reference ID

CSP-240325-NHC

Agency

Fannie Mae

Confidence note

Useful directional pre-screen only. Lender overlays and project documentation still control the final path.

Likely path

Likely waiver-path candidate

Based on the submitted facts, this appears to fit the simpler Fannie review path today, though lender overlays and project documentation still matter.

Primary blocker

No decisive blocker reported from the submitted answers.

Other limiting items: project status still unknown and approximate LTV bucket still unknown.

Why this is decisive

  • No reported blocker is forcing a heavier review path today, but overlays and complete project documents can still change handling.

Why the tool said that

  • Target agency is Fannie Mae and the entered unit count is within the 2-4 unit range.
  • No transient-use, hotel-like use, or known major safety issue was reported.
  • The project is not marked as part of a master association or larger development.

What this typically triggers

  • Current project documents and any lender overlays still need to line up with the likely path.

What this changes

  • No reported blocker is forcing a heavier review path today, but missing docs and lender overlays can still slow the file.
  • Still-unconfirmed facts can narrow or interrupt the simpler path until they are resolved.

Already on hand

  • HOA questionnaire
  • Master insurance documents

Still missing

  • Current HOA budget is not on hand.

Still unconfirmed

  • Project status is still unknown.
  • Approximate LTV bucket is still unknown.

Request these first

  1. Condo questionnaire / Form 1076-equivalent
  2. Current HOA budget and reserve allocation information
  3. Clarification of project status, occupancy type, approximate LTV, and other still-unconfirmed facts

Why these matter

  • These are the items most likely to hold up the file next.
  • Resolve them before relying on the simpler path.

What to avoid right now

  • Do not treat this as final approval or final lender handling.
  • Do not skip lender overlays or current project documentation before relying on the likely path.

What should I do today

  • Save this result to the file.
  • Ask the HOA / management company for the current budget that is not already on hand.
  • Confirm with the lender whether any overlay or still-unconfirmed fact moves this file out of the simpler path.

What could change this result

  • Confirm whether the project is established or new/newly converted.
  • Confirm the approximate LTV bucket the lender will use.

Internal summary

Likely waiver-path candidate based on submitted facts. HOA questionnaire and insurance docs are on hand. Need the current budget and confirmation of still-unconfirmed facts before relying on the current lane estimate.

Submitted answers

Property

North Harbor Condominiums

Application date

March 25, 2026

Agency

Fannie Mae

Unit count

4

Unit structure

Attached

Master association / larger development

No

Project status

Established

HOA questionnaire on hand

Yes

Budget on hand

No

Timing and ruleset context

Application date entered: March 25, 2026

Ruleset used: v1.0.0. Effective date: January 1, 2026.

Final lender handling depends on the requirements in effect when the loan is reviewed.

Policy references

Fannie Mae 2-4 unit waiver context

Small 2-4 unit condo projects can fit a simpler Fannie Mae project-review path, but the lender still has to confirm the project meets basic condo eligibility requirements and any lender overlays.

Fannie Mae Selling Guide condo project review guidance

This is an informational pre-screen only. It is based on the facts submitted and does not replace lender review, underwriting, legal advice, or insurance advice. Final determination depends on complete project documentation, lender overlays, and the requirements in effect when the loan is reviewed.

Fast pre-screen

Answer a focused set of questions and get a result in minutes.

Know the blocker, not just the lane

The free answer shows where the file may go. The Decision Record shows what is holding confidence back and what that changes.

Action plan available

For $19, turn the result into a file-ready action plan: request these first, avoid these mistakes, and leave with a note you can paste into the file.

Built for a narrow workflow

Precision over guesswork.

CondoScreener Pro stays focused on one public outcome: a conservative pre-screen for the 2-10 unit condo waiver / exempt path, plus a Decision Record when you need the clearest next move on a live file.

Sample Decision Record

A file-ready action plan with the likely path, what is already on hand, what is still missing or unresolved, what to request first, what to avoid right now, and what to do today.

Best when you have a live condo file and need the next move now: what is holding confidence back, what to request first, and what clean note to save, forward, or paste into the file.

Know what is holding confidence back

See the blocker or unresolved fact that keeps this from being a cleaner file move.

Know what to request first

The paid file ranks the next documents and clarifications so you stop guessing what to ask for next.

Know what not to do yet

The paid file calls out what not to assume or send forward prematurely so the file does not stall on avoidable mistakes.

Why it matters

The free result helps you understand the lane. The Decision Record tells you what to do with the file.

CondoScreener Pro

Decision Record

North Harbor Condominiums

Designed to help organize the file, identify likely next requests, and confirm the likely review path before deeper lender review.

Generated

March 30, 2026

Application date

March 25, 2026

Reference ID

CSP-240325-NHC

Agency

Fannie Mae

Confidence note

Useful directional pre-screen only. Lender overlays and project documentation still control the final path.

Likely path

Likely waiver-path candidate

Based on the submitted facts, this appears to fit the simpler Fannie review path today, though lender overlays and project documentation still matter.

Primary blocker

No decisive blocker reported from the submitted answers.

Other limiting items: project status still unknown and approximate LTV bucket still unknown.

Why this is decisive

  • No reported blocker is forcing a heavier review path today, but overlays and complete project documents can still change handling.

Why the tool said that

  • Target agency is Fannie Mae and the entered unit count is within the 2-4 unit range.
  • No transient-use, hotel-like use, or known major safety issue was reported.
  • The project is not marked as part of a master association or larger development.

What this typically triggers

  • Current project documents and any lender overlays still need to line up with the likely path.

What this changes

  • No reported blocker is forcing a heavier review path today, but missing docs and lender overlays can still slow the file.
  • Still-unconfirmed facts can narrow or interrupt the simpler path until they are resolved.

Already on hand

  • HOA questionnaire
  • Master insurance documents

Still missing

  • Current HOA budget is not on hand.

Still unconfirmed

  • Project status is still unknown.
  • Approximate LTV bucket is still unknown.

Request these first

  1. Condo questionnaire / Form 1076-equivalent
  2. Current HOA budget and reserve allocation information
  3. Clarification of project status, occupancy type, approximate LTV, and other still-unconfirmed facts

Why these matter

  • These are the items most likely to hold up the file next.
  • Resolve them before relying on the simpler path.

What to avoid right now

  • Do not treat this as final approval or final lender handling.
  • Do not skip lender overlays or current project documentation before relying on the likely path.

What should I do today

  • Save this result to the file.
  • Ask the HOA / management company for the current budget that is not already on hand.
  • Confirm with the lender whether any overlay or still-unconfirmed fact moves this file out of the simpler path.

What could change this result

  • Confirm whether the project is established or new/newly converted.
  • Confirm the approximate LTV bucket the lender will use.

Internal summary

Likely waiver-path candidate based on submitted facts. HOA questionnaire and insurance docs are on hand. Need the current budget and confirmation of still-unconfirmed facts before relying on the current lane estimate.

Submitted answers

Property

North Harbor Condominiums

Application date

March 25, 2026

Agency

Fannie Mae

Unit count

4

Unit structure

Attached

Master association / larger development

No

Timing and ruleset context

Application date entered: March 25, 2026

Ruleset used: v1.0.0. Effective date: January 1, 2026.

Final lender handling depends on the requirements in effect when the loan is reviewed.

Policy references

Fannie Mae 2-4 unit waiver context

Small 2-4 unit condo projects can fit a simpler Fannie Mae project-review path, but the lender still has to confirm the project meets basic condo eligibility requirements and any lender overlays.

Fannie Mae Selling Guide condo project review guidance

This is an informational pre-screen only. It is based on the facts submitted and does not replace lender review, underwriting, legal advice, or insurance advice. Final determination depends on complete project documentation, lender overlays, and the requirements in effect when the loan is reviewed.

Need an answer today?

Run the pre-screen to see whether the project likely qualifies, likely does not qualify, cannot be determined, or falls outside supported scope.